It doesn’t take much for an ice dam to form on your roof. Water can become trapped behind the dam and can leak through the roof.

There are many reasons why you may need to make a property claim. Here are 7 things to know about making a property damage insurance claim.

If you smoke, put it out! ⁣⁣Did you know that a cigarette butt can smoulder for 3 to 4 hours?⁣⁣ Many house fires are caused by smoking.